Shop with a list and stick to it: I went to Ikea for glass jars and picture frames. I came away with glass jars and picture frames. This is especially true of food shopping. Don't get tempted by all the special offers.
Use the internet, it's what it is there for: Visit shops to look at potential purchases; to try them out and to ask questions. Then come home and buy online. Or why not utilise John Lewis' price guarantee 'Never Knowingly Undersold'. Perhaps your next must-have purchase will be listed on Gumtree, Craigslist or Ebay.
Use independent shops to your advantage: If you're making multiple purchases or a one off expenisve purchase, such as an engagement ring, have a go at haggling over the price. The worst that can happen is they say no. A good opening line for this is "What's your best price?" But be confident.
Know when to pay by card and when to pay with cash: There are some instances that I would highly recommend purchasing items with a credit card. For bigger items such as computer, a sofa or a holiday, it is highly advisable to use a credit card as you are then automatically insured by the credit card company. For spontaneous trips to Ikea on the other hand, take cash and leave your card at home. Sure you might miss buying a really cheap item, but ultimately you'll save yourself money and not be surrounded by unwanted stuff.
Buy quality items: Cheaper isn't always better. In my living room, for instance, I commisioned a joiner to make me a pair of one-off shelves to house my dvd's, cd's and books [see below]. I paid £450 each. Five years later, I still very much love them and I'm certain they will stand the test of time. Shoes would be another good example of knowing when to buy quality. Ultimatley, it means you spend less time maintaining and replacing your possessions.
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